Scapia Federal Bank Credit Card: Zero Forex, Unlimited Lounge Access & Travel Benefits

The Scapia Federal Bank Credit Card has emerged as a game-changer for Indian travelers, offering zero forex markup fees, unlimited lounge access, and unique rewards. This comprehensive guide covers everything from Scapia credit card benefits and eligibility criteria to the application process and recent rumors about whether “Is Scapia credit card stopped?”

Scapia Credit Card Key Features

✅ Zero Forex Markup: Save 3-5% on international transactions
✅ Unlimited Lounge Access: Domestic & international via DreamFolks
✅ Rewards: 10% back as Scapia Coins (1 coin = ₹1) on flight/hotel bookings
✅ Lifetime Free: No joining or annual fees
✅ Credit Limit: Up to ₹10 lakh based on profile

Scapia Federal Bank Credit Card Benefits Breakdown

Eligibility & Requirements

• Age: 21-65 years
• Income: ₹3L+ annual (salaried/self-employed)
• Credit Score: 750+ (CIBIL/Experian)
• Documents: PAN, Aadhaar, Income Proof

How to Apply for Scapia Credit Card

1. Online:
   • Visit Scapia Website
   • Click “Scapia credit card apply online“
   • Complete video KYC & upload documents
2. Offline:
   • Visit Federal Bank branch
   • Submit physical application form

Approval Time: 3-7 working days

Scapia Credit Card Login & Management

1. Web Portal:
   • Go to Scapia Login
   • Use mobile number + OTP
2. Mobile App:
   • Track spends/rewards
   • Redeem coins instantly

Lounge Access Process

1. Domestic: 4 free visits/quarter via DreamFolks
2. International: Unlimited access
   • Present physical card at lounge
   • Register on DreamFolks app for digital passes

Is Scapia Credit Card Stopped? Latest Status

Despite rumors, the card is actively available as of October 2023. Federal Bank confirms:

• No pause in new applications
• Existing users continue enjoying benefits
• Technical glitches in Aug 2023 resolved

Scapia Credit Card Review: Pros & Cons

👍 Pros:

• Best-in-class forex benefits
• Truly lifetime free (no hidden charges)
• Instant reward redemption

👎 Cons:

• Limited offline reward partners
• No cash withdrawal facility
• Only Visa Signature network acceptance

User Rating: 4.6/5 (Based on 12K+ Google Play reviews)

Competitor Comparison

Who Should Get It?

✔ Frequent International Travelers
✔ Students Studying Abroad
✔ Travel Bloggers/Influencers

Alternatives:

• Axis Atlas (For airline miles)
• HDFC Regalia (Broader rewards)